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Sunday 13 November 2011

Way to be excellent students

Every student wants to be an excellent student.Excellent student is have a good mark, active in an organization and have a good relationship with the lecturer and the other student. There are some advise to be excellent student. Firstly when a teacher is giving a lesson, take notes and if you don't understand something, raise your hand and ask questions. The more questions you ask, the smarter you will get, believe it or not. By passing notes and talking to friends, you won't learn anything, so pay close attention in the class! After the class, do the revision and review your note when your have free time..
.    Secondly. do your homework. Teachers give you homework for a reason. It is to review what you have learned that day. Take advantage of your free time. Do your homework on the way home from school in any spare time. Do as much at school as you can-there you have the teacher in case you need help. Make sure not to rush on your homework, to check over it, and to be neat. If you really want to be a successful student, you should know right from the beginning when you want to be great at anything, you have to put up with things that just don't seem fair. Doing your homework is not a big deal. Remember, homework can also help you develop good habits and attitudes.Always do what is asked of you.
     Thirdly, be prepared and get organized. Bring everything you need with you to class. Books, folders, pens, pencils, homework, review sheets etc. whatever you need it would be a good idea to bring it and keep a folder for each subject. It would really be a good idea to color code or label your folders.
     Fourth, it would be a good idea to start studying a few days before a test. Make a study schedule. Write out a schedule of the week of your test and find your free time. Always remember, use your time wisely. Study as if you are motivated for the outcome of your hard work.
    Fifth, if your mind is not working properly then do not lose your heart. Just focus on your work and you'll succeed. Use of mind maps can be helpful for understanding hard topics.
   Lastly, you must pray to Allah if you wants achieve your goals.

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The Meaning of Colour.

Colours play such an important role in our lives whether we realize it or not. It has ability to influences our feeling and emoticons in a way that few other medium can. Colours have deep subliminal meaning that affect our thinking and rational. We are faced with colours choices all the time. Often time, we will choose our clothes based on the colours of moods of we are feeling. At the same time, colours can influences our behaviours and the behaviour people around us.



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      There are some colour that can effect our life and have universal meaning.First colour is red. Red is colour of love, determination and passion and it is a hot colour. it is a noticeable colour which can easily detected by eye that often used in caution signs and associated as stop or "beware".Then, red can enhances human metabolism, increases respiratorion rate and raised blood pressure.
    Orange is happy colours. It combination of energy of red and happines of yellow. Orange can be dynamic, spontaneous and signifies youth and fearlessness. It stimulate brain and mental activity. It also associated with healthy food and can stimuoate appetite.
    Another colour is yellow. Yellow is a palyful colour that can related with feeling of hope, joy and happiness.
This colour evokes optimistic sense of well being and represent spontaneity.
   Green is the colour of nature and health. It represents growth, money and safety. Green is relaxing colour on the eye and has a healing power. Green also shows prosperity and thereis a reason why bank note are green in many countries. 
   Another colour is blue. Blue is the colour of sky and sea. it repesents loyalty, strentgh, wisdom and trust. Blue colour can slow human metabolism produces calming effect.
   Purple very spiritual and powerful colour. it combine of stability of blue and energy of red. Purple associated with royalty and it symbolize power and luxuries. It also convey wealth and extravagance andd it associated with independence and crativity.
  Another colour is white. White is colour of virtue and purity. it also means safety and cleanliness. This colour is consider as perfect colour and it represents a succesful beginning, a fresh start. 
  Black is elegancy colour. Its means evil, power and mystery. Black is consider as negative colour. Its gives us feeling of unknown. Black also means as strentgh and authority as it consider as very formal and elegant.

BBC News







 Friday, 4 November 2011


The Greek crisis



Greece's Prime Minister may have narrowly survived a vote of confidence, but George Papandreou still needs to secure a coalition if he's to get the bailout package through parliament. Until that happens the future of Greece in the Eurozone is still uncertain. So what would it mean if Greece did leave the Eurozone? How would it work? And what are the Greeks doing to protect their money?
Paul Lewis is joined by Vicky Pryce, senior managing director FTI Consulting.

Compensation awarded but not paid
If a firm has given you bad financial advice, mistaken your attitude to risk and sold you investments which have lost money then you would probably apply for compensation. And if the firm wouldn't pay you'd probably take your case to the Financial Ombudsman. One Money Box listener has done exactly that. But even though the Ombudsman ruled in his favour, he still hasn't received a penny.



Wills
Should you make a will? It's Will Aid month. Local solicitors are signing up to offer their services for free in return for a donation to charity. But do we all really need to make one?
Nicola Plant from Pemberton Greenish and Alan Barr from Brodies discuss who should have one.





National Savings to end Post Office accounts
National Savings and Investments (NS&I) is to stop operating its accounts via the Post Office, affecting nearly 3 million people. As of November 28th no more Investment or Easy Access Savings accounts will be opened, though Premium Bonds will still be available. In future all its savings accounts will be available only via the post, phone or online.
Paul speaks to Jane Platt, Chief Executive of NS&I, and discusses other savings options with Kevin Mountford from Moneysupermarket.com.


read more:http://news.bbc.co.uk/2/hi/programmes/moneybox/9631967.stm 


From the article, this Greek crisis become worse and this will
lead to a financial panic, as investors fear that other, much
bigger eurozone countries may ultimately follow Greece's
example. Greece's economywill fall and can lead to global
financial crisis to Europe and US.



Saturday 12 November 2011

The Star

Saturday November 5, 2011

PTPTN to stop giving loans for expenses from 2013


TEMERLOH: The National Higher Education Fund Corporation (PTPTN) plans to stop giving loans for expenses to students from institutions of higher learning in view of its increasing burden.
Its chairman Datuk Ismail Mohamed Said said the board at its meeting on Oct 31 decided to reduce its huge burden due to the large number of borrowers.
“However, loan financing for tuition fees will be given as usual,” he told reporters after presenting Welfare Department aid to the elderly and poor in Kuala Krau parliamentary constituency in Simpang Peragap near here.
Ismail, who is also Kuala Krau MP, said that to date some 1.87 million students had borrowed up to RM41.6bil. — Bernama

read more: http://thestar.com.my/news/story.asp?file=/2011/11/5/nation/9843810&sec=nation 


From the article, this actually will make for those from lower income families suffer if PTPTN loan does not cover their living expenses because living expenses in the majors campuses is very high. For sure, majority of the university students are not from rich families and this will make students give up in studying if they do not have financial support. PTPTN should reduce loans for living expenses and at the same time universities and colleges should lower the course fees.

About Me...

   

   Hi, my name is Nor Herman bin Mohd Isa. I was born on August 7, 1992 at Hospital Kluang and now I am 19 years old. But, I still look young and some people will say I'm a secondary school student. LOL.. My father's name is Mohd Isa b. Samad and my mother's name is Siti Rugayah bt. Mohd Isa. I'm the 3rd child from 7 siblings. I've 2 elder sister, 2 younger brothers and 2 younger sisters. I'm form Johor and live at Batu Pahat.

     I got 1st informal education from my parents. hee~~... my 1st formal education is at Tadika Kemas at Taman Perling. My primary school is SK Taman Perling. I attended this school from standard 1 and standard 2. After that, my family was moved to Batu Pahat and I was changed school to SK Seri Laksana near my village. After I finish my study at primary school, I was pursue my study to secondary school which is SMK Penghulu Saat. After I finish my study at secondary school and getting SPM results, I was offered to matriculation in accounting and diploma in accounting. At the same time, I get letter for interviews in CAT from UiTM and letter from UTM for interviews in program related to aircraft. But, I was failed in interviews for program CAT and can't attended interviews from UTM because the day that I got the letter is same with the day for interviews. Finally, I accepts offer from matriculation because I didn't get the programs that I wants.HAHAHA.. LOLz~~
   
     I pursues my studies at  Malacca Matriculation College as platform for me to pursues my studies to higher education which is degree and because time period to finish studies is a years compare to diploma. Before UPU result came up, after got Matriculation result, I helped my father at the palm oil plantation near my village. For sure this work is hard and it taught me about the meaning life and the reasons why my parents want me to pursues my studies to higher education.

    When UPU came out, once again I got offered from UiTM to pursues my studies in Bachelor Business Administration (hons) Finance at UiTM Kampus Bandaraya Melaka. Once again I pursues my studies at Melaka. HAHA.. I was so thankful got this offers and this is one of the platform to me to fullfill my destiny. And only this can make changes in my life and make my parents happy..

That all the story from me about me!!~~ enjoy your reading!!~~